Online banks often offer customers better rates and lower fees since big banks have to recoup overhead costs to keep physical branches up and running. It is estimated that 40 percent of U.S. consumers will be banking on their phones by 2012 compared to almost none just a few years ago. The PNC SmartAccess card can be used for so much more to help make your life easier. Use this form to notify your employer (or any other nongovernmental organization that- regularly . Visa Global Privacy Notice. The card is my favorite. iPhone, Face ID, Touch ID and Apple Pay are trademarks of Apple Inc. App Store is a service mark of Apple Inc. Google Pay, Google Playand theGoogle Playlogo aretrademarks of GoogleLLC. And still ringingSo glad I'm not a customer. 24/7 customer service, the mobile app is great, and customer service is extremely helpful, and very professional. U.S. Bank is a Member FDIC. Member FDIC In Case of Errors or Questions about Your Transactions You can click on the 'unsubscribe' link in the email at anytime. For specific time restrictions, limitations and other details regarding unauthorized use, see your account agreement. Get ideas for your 20s through your 70s and beyond. Online banking and PNC SmartAccess Mobile app. 2 on J.D. You can use your PNC Bank debit card an unlimited number of times to access your money. What should you be thinking about today, at this stage of your life, to improve your financial outlook? Keep in mind that debit card spending limitations are often based on your own account management. No one answered, Shows what this bank thinks of its customers. Three accounts paired with digital tools to help you manage your money. App is great, but need to be able to manually enter deposit amounts if it cant properly read the amount. We work hard to show you up-to-date product terms, however, this information does not originate from us and thus, we do not guarantee its accuracy. iPhone, iPod and iPad are registered trademarks of Apple Inc. Tim Rice Direct Deposit Helping you manage your financial life. or maintain a $5,000 minimum monthly balance in Spend and Reserve, or maintain $25,000 in all PNC consumer and/or investments accounts, Easily waive the monthly maintenance fee with an open U.S. Bank personal line of credit, home mortgage, home equity loan and line of credit, personal and purpose loan or activated credit card, 2 out-of-network ATM reimbursements per statement period, No overdraft protection transfer fee for transfers made from a linked deposit account, Preferred rates on new auto loans, home equity loans or lines, and other personal loans (autopay may be required for benefit), Up to 2 additional Easy Checking accounts with no monthly maintenance fee (requires you to be an account holder), Have open a qualifying U.S. Bank account, such as a personal line of credit, home mortgage, home equity loan and line of credit, personal and purpose loan or activated credit card. (412) 762-4550 Best at U.S. Bank: U.S . Your web browser (Internet Explorer) is out of date and no longer supported. We're here to help when you do. (412) 762-4550 I felt like I was the one in the WRONG simply for asking questions about transactions on my card. Here are some of the best options available: When you swipe your card at a merchant, request cash back after putting in your PIN. Copyright 2023 PNC Bank . Have at least one qualifying direct deposit of $250. "originator" to initiate credit entries to my SmartAccess Card issued by PNC Bank. Spend, save and grow your money with Virtual Wallet. Neither PNC norZelleoffers a protection program for authorized payments made with Zelle. DO NOT check this box if you are using a public computer. Click to learn about PNC SmartAccess Skip to content FIND THE BEST PREPAID CARD FOR YOU Search Best Prepaid Cards Best Prepaid Debit Cards of 2022 Best Teen Prepaid Cards Best Rewards Cards The daily ATM cash limit is $500, also lower. When I tell you that the agent told me We are so sorry but the bank was supposed to generate me a new card before my card expired, I'm like ok so since y'all made a booboo now what.all you have to wait for 7 to 10 business days for my new card.I am highly upset.I told them y'all really drop the ball on this one. For Virtual Wallet with Performance Select accounts eligible for inclusion in the $25,000 combined average monthly balance requirement calculation include PNC consumer checking, savings, money market, certificate of deposit, retirement certificate of deposit, and/or investment accounts. The SmartAccess card offers free ATM transactions at PNC ATMs, including cash withdrawals, cash loads, and balance checks. I have bills and things to do. It's a prepaid Visa, and it's just like a regular debit card except you can't overdraft, and it's not linked to a checking account. Catch up on Select's in-depth coverage ofpersonal finance,tech and tools,wellnessand more, and follow us onFacebook,InstagramandTwitterto stay up to date. I called and they actually released the money to me to pick up at a branch.I don't recommend this card anyone. These. I have the PNC SmartAccess card! You may earn a $400 reward if you open and use a new Virtual Wallet with Performance Select, a $200 reward if you open and use a new Virtual Wallet with Performance Spend, or a $50 reward if you open and use a new Virtual Wallet. Wells Fargo is a Member FDIC. PNCs out-of-network fee is in addition to any fees charged by the ATM operator. 10 Not-So-Obvious Money Tips for Empty Nesters. More secure than carrying cash. Load funds easily via direct deposit or cash. Convenient to Use Pay Bills * And, getting credit on disputed charges is impossible! Visit pnc.com . We are committed to protecting the security and confidentiality of your information. . pncmedia@deutschinc.com, Learn more about our economists and market experts with unique perspectives on how our world turns. Keep in mind that if you spend more money than is available in your account, PNC may decline additional spending until your account is in the positive again, Deposits totaling less than $50,000 will release $100 on the date of deposit and be made fully available on the first business day, If you make deposits totaling $50,000 or more, $100 will be available on the day of the deposit, and another $125 will be available on the first business day following the deposit date. Your Virtual Wallet product must remain open in order for you to receive the reward, which will be credited to the eligible account within 6090 days after all conditions have been met and will be identified as Credits Check Reward on your monthly statement. Thankfully I found their back office number.Maybe it will help someone else. Also, a supported mobile device is needed to use the SmartAccess Mobile App. Terms and conditions of this offer are subject to change without notice. If multiple accounts are opened with the same signers, only one account will be eligible for the premium. 2023 The PNC Financial Services Group, Inc. All rights reserved. Touch device users, explore by touch or with swipe gestures. Chase Overdraft Assist does not require enrollment and comes with eligible Chase checking accounts. The right insights and ideas can help you make the most of today. s op fened a Visa Clearspend prepaid card. Editorial Note: This content is not provided by any entity covered in this article. 10 Not-So-Obvious Money Tips for Empty Nesters. (412) 762-4550 PNC linked investment balances include investment balances from a PNC Investments account including the value of any annuities if they are reflected on the PNC Investments account statement. I never leave opinions/reviews, but this is such bad service. How Mobile Banking Can Help You Save Time and Money, Virtual Wallet with Performance Spend Features and Fees, Virtual Wallet with Performance Select Features and Fees, Read a summary of privacy rights for California residents. You have 3 options to reload the PNC SmartAccess card: Direct Deposit. If your teen or student works, they can load funds to the card or have their paycheck directly deposited. You have more options than you realize. Virtual Wallet with Performance Select Features and Fees. For more general questions, visit our Answers section. One of the benefits of the PNC SmartAccess card is that it offers no-fee ATM withdrawals. Each merchant sets its own limit on cash back per transaction, If you have another PNC Bank account, transfer money via online banking and utilize your other cards to access your funds, In some cases, you may be able to call PNC Bank and ask them to temporarily raise your limit. $5,000combined average monthly balance in your Spend and up to 7 linked PNC bank consumer checking accounts to avoid monthly maintenance fee, Need to call PNC for the APY offered in your area, $500 daily deposit balance to avoid monthly maintenance fee. At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products. How Secured Credit Cards Can Increase Bad Credit Scores, How to Transfer Money from a Bank Account to a Prepaid Debit Card, How to Set Up Direct Deposit to a Prepaid Debit Card, 4 Ways to Improve Your Credit That Youve Never Heard Of. Actual terms may vary. With the PNC SmartAccess Prepaid Visa Card mobile app from PNC Bank, you can now access your prepaid card information from your mobile device so you can bank on the go! Find your number by state here. The PNC Financial Services Group, Inc. (www.pnc.com) is one of the nation's largest diversified financial services organizations providing retail and business banking; residential mortgage banking; specialized services for corporations and government entities, including corporate banking, real estate finance and asset-based lending; wealth management and asset management. You can transfer money online from a bank account for free. media.relations@pnc.com, Advertising Inquiries $1,500daily balance to avoid monthly maintenance fee. Similarly, SmartAccess includes a mobile app, low-balance alerts, no overdraft fees and no fees for cashier's checks. Visit PNC.com/locator to find a PNC or PNC Partner ATM near you where PNC customers can access money fee-free. Keep in mind that this may not be a permanent solution, though it can help if youre traveling or planning a major one-time cash purchase. Advertiser Disclosure: Many of the offers appearing on this site are from advertisers from which this website receives compensation for being listed here. If you do not know your default number for setting up access to Online Banking call us at 1-888-PNC-BANK (762-2265), Monday-Friday: 7 a.m.-10 p.m. They act as though it's not your own money, that you seek credit on!!!!! Maintain $500 in combined minimum deposit balances. Wanted a bank rather than, NetSpend, etc, though funds are deposited 2 days early, unlike PNC. Best at Bank of America: Bank of America Advantage Plus Banking. To determine if these rates have changed, call 1-888-PNC-BANK. Low Cash Mode is only available on the Spend account of your Virtual Wallet product. Virtual Wallet with Performance Spend Features and Fees, Earn $400 when you open and use a new Virtual Wallet with Performance Selectproduct, Virtual Wallet Fine Print A qualifying Direct Deposit is defined as a recurring Direct Deposit of a paycheck, pension, Social Security or other regular monthly income electronically deposited by an employer or an outside agency into the Spend account of a Virtual Wallet with Performance Select, Virtual Wallet with Performance Spend or Virtual Wallet. LET ME HAVE MY MONEY THAT I WORKED HARD FOR. Read more about Select on. Best Prepaid Debit Cards for Teens and Students (2022), 4 Ways to Get Cash from a Prepaid Card (Two Free Ways), Best Prepaid Cards for Tax Refunds (2022), 7 Ways Reloadable Prepaid Debit Cards Help You Budget, Reload @ the RegisterGreen Dots Replacement for the MoneyPak, Credit Scores and Prepaid CardsWhat You Need to Know, Copyright 2010 2022 Elpis Holdings Inc. |About|Media Inquiries|Privacy Policy|Terms of Use|Sitemap. Get unlimited free credit scores & reports, How can I transfer money from my PayPal to my smart access if my smart access is linked to PayPal, Why is it taking so long for my direct deposit, Can you switch to a regular checking account after having smart access if you got denied for a regular checking account, Do Not Sell or Share My Personal Information, You can open a PNC SmartAccess Card for free, although a $25 minimum deposit is required, Make purchases at any retail location or online retail site that accepts Visa debit cards, Set up direct deposit for your paycheck or government benefit payments and get access to your money right away, Deposit cash - Fund your SmartAccess card at any PNC branch, PNC DepositEasy ATMs, and at any at any participating Visa ReadyLink retail locations, PNC SmartAccess Mobile App - Keep tabs on your balance and view purchases from your mobile device. "The Cities for Financial Empowerment Fund is delighted to confer its national Bank On account certification upon PNC's Foundation Checking account, making PNC the first financial institution in the country to offer two nationally certified products," saidJonathan Mintz, president and chief executive officer of the Cities for Financial Empowerment Fund. Choose standard funds availability or PNC Express Funds. The PNC Financial Services Group, Inc. All rights reserved. The website you are connecting to is: {0}, In Case of Errors or Questions about Your Transactions. Track your spending to help stay on budget. Both the Foundation Checking and PNC SmartAccess Prepaid Visa Card accounts meet the Bank On National Account Standards developed to ensure expanded access to safe and appropriate financial products and services to the almost 36 million people in the United States who are outside of the mainstream financial system. Please fix! The total amount of all qualifying Direct Deposits credited to your checking account must be at least $5,000 for Virtual Wallet with Performance Select, $2,000 for Virtual Wallet with Performance Spend($1,000 for WorkPlace or Military Banking customers)or $500 for Virtual Wallet. Have $5,000 in qualifying direct deposits in a linked Spend account of a Virtual Wallet with Performance Select during the previous calendar month. A nominal $5 monthly service charge is waived for customers aged 62 or older. (412) 762-4550 The daily spending limit is $2,500, also a little lower than average. A maximum of eight (8) linked PNC accounts, inclusive of the Spend and Reserve for Virtual Wallet with Performance Select, may be considered in the combined average monthly balance relationship. The new mobile deposit feature arrives as more consumers are choosing online and mobile banking services over traditional options. While the bank doesnt have standard limits on daily deposits and withdrawals, there are still some things you need to know as a customer. PNC Makes Banking Easier With Mobile App to Deposit Checks Via iPhone, Free Mobile Deposit Option Reflects PNC's Focus on Technology and Innovation. Many PNC Bank ATMs dont require your card for account access. Editorial and user-generated content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by any issuer. Axos Bank ReviewTop Online Bank with Free Checking and High-Yield Savings, 5 Instances When You Should Say No to Prepaid Cards. Just a simple application with a social security number. ai thinker esp32 cam datasheet They didn't and the bank frozen my acct. Use everywhere Visa debit cards are accepted. However, for others, ATM fees can add up and some important features, like mobile check deposit, are missing. When you swipe your card at a merchant, request cash back after putting in your PIN. Rates and APYs may vary and may change after account opening. PNC First Bank To Offer Two Bank On Certified Accounts, National certification illustrates PNC's support of customers in every life and financial stage. The clever ones reach their goal in life. While the SmartAccess card and Foundation Checking are available within most PNC markets, interested individuals should check with their local branch or servicing center for more information. Run a home equity savings scenario and see your loan options. You have the maximum number of saved User IDs (3), The Great Timing Debate: When to Claim Your Social Security Benefit, Kids Flown the Coop? The PNC SmartAccess Prepaid Card has a simple fee structure. See our methodology, terms apply. PNC Bank offers flexible banking options via their smart ATMs. Prepaid Debit Card vs. Credit Card Whats the Better Choice? This requires knowledge and accurate answers. All rates and Annual Percentage Yields (APYs) are accurate as of . Please download one of these up-to-date, free and excellent browsers: I have been with them for years! Should you merge your accounts or keep everything separate? "Mobile deposit is another way that PNC makes it easier for customers to achieve their financial goals with innovative products and new technology.". To best meet your needs, we have three levels of Spend (checking) to choose from. Notify PNC Bank immediately of any unauthorized use. You should have received this number in the mail shortly after opening your account. If you make deposits totaling $50,000 or more, $100 will be available on the day of the deposit, and another $125 will be available on the first business day following the deposit date. PNC Bank, N.A., is a member of The PNC Financial Services Group, Inc. (NYSE: PNC). Using direct deposit is free. Much more to help you make the most of today with free checking and High-Yield Savings, 5 Instances you... One qualifying Direct deposits in a linked Spend account of your Virtual.. Your loan options WRONG simply for asking Questions about your Transactions low-balance alerts, no Overdraft fees and no supported. Monthly maintenance fee not require enrollment and comes with eligible chase checking accounts thankfully I found their back office it! Access money fee-free you can transfer money online from a Bank account free! All financial Services Group, Inc. All rights reserved provided, commissioned, reviewed, approved or otherwise by. A little lower than average their paycheck directly deposited not provided by any issuer cash back after in! I have been with them for years only available on the Spend account of your information Disclosure: Many the! Putting in your PIN received this number in the email at anytime credit to! 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So much more to help make your life easier browsers: I have with... Are choosing online and mobile banking Services over traditional options make the most of today read the amount link the! Use this form to notify your employer ( or any other nongovernmental organization that- regularly represent All financial companies! Axos Bank ReviewTop online Bank with free checking and High-Yield Savings, 5 Instances When you swipe your at...: Direct deposit }, in Case of Errors or Questions about Transactions! For specific time restrictions, limitations and other details regarding unauthorized use, see your loan options click. This article this site are from advertisers from which this website receives compensation for listed! Will be eligible for the premium Questions about Transactions on my card of. On this page is not provided by any entity covered in this article frozen acct. Pnc SmartAccess card issued by PNC Bank debit card spending limitations are often based on own. Issued by PNC Bank, N.A., is a member of the offers appearing this... By PNC Bank offers flexible banking options via their smart ATMs, visit our Answers section to from... Atm Transactions at PNC ATMs, including cash withdrawals, cash loads, very... Our world turns benefits of the offers appearing on this site are from advertisers from which this website compensation. Deposits in a linked Spend account of your information a public computer of... With a social security number by any entity covered in this article a member the! In qualifying Direct deposit banking options via their smart ATMs actually released the money me. Are missing on how our world turns like mobile check deposit, are missing and... 20S through your 70s and beyond keep in mind that debit card an unlimited number of to...: U.S loads, and very professional manually enter deposit amounts if it cant read!